The terms and conditions governing your use of DividendData.com, the Dividend Data Terminal, and our spreadsheet add-ins.
Last updated: February 21, 2026
These Terms of Service constitute a legally binding agreement between you, whether personally or on behalf of an entity ("you"), and Dividend Data LLC, doing business as Dividend Data ("Dividend Data", "we", "us", or "our"), concerning your access to and use of our Services.
By accessing or using any of our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree with these Terms, you must discontinue use of our Services immediately.
We reserve the right to modify these Terms at any time. Changes will be indicated by updating the "Last updated" date above. Your continued use of the Services after any changes constitutes acceptance of the revised Terms.
The Services are intended for users who are at least 18 years old. Persons under 18 are not permitted to use or register for the Services.
These Terms apply to all Dividend Data products and services, including:
Collectively, these are referred to as the "Services." Supplemental terms or documentation posted within individual products are incorporated by reference into these Terms.
The information provided through the Services is not intended for distribution to or use by any person in any jurisdiction where such distribution would be contrary to law or regulation.
You may be required to create an account to access certain features. By registering, you represent and warrant that:
You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. We reserve the right to suspend or terminate accounts that violate these Terms or contain inaccurate information.
Certain features of the Services require a paid subscription. By subscribing, you agree to the following:
We accept Visa, Mastercard, American Express, and Discover. We reserve the right to correct pricing errors and to refuse any order.
Access to financial data through our Services is governed by a credit-based system. Each subscription tier includes a monthly allocation of data credits.
Abuse of the credit system — including attempts to circumvent credit limits through automated means, account sharing, or exploitation of system vulnerabilities — may result in account suspension or termination.
You can cancel your subscription at any time by logging into your account and navigating to your Payment Settings. Your cancellation will take effect at the end of the current paid term — you will retain access to paid features until your billing period expires.
Refunds are handled on a case-by-case basis. If you are unsatisfied with our Services, please contact us at [email protected].
Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Services for your personal, non-commercial purposes.
Free, Hobby, and Pro tiers are licensed for personal, non-commercial use only. You may not redistribute, resell, or sublicense the data obtained through these tiers.
MAX and Organization tiers include a commercial use license, permitting use in professional reports, client deliverables, and commercial models subject to the specific terms of your subscription agreement.
All tiers are subject to the following restrictions: you may not use data obtained through the Services to build or operate a competing product or service, and you may not systematically download or cache data in bulk to create a derivative database.
You may not access or use the Services for any purpose other than that for which we make them available. As a user, you agree not to:
Violation of these restrictions may result in immediate termination of your account and access to the Services.
The Services — including all source code, databases, functionality, software, website designs, text, graphics, and trademarks (collectively, the "Content") — are our proprietary property or are licensed to us. The Content is protected by copyright, trademark, and other intellectual property laws.
Except as expressly permitted by these Terms, no part of the Services may be copied, reproduced, republished, uploaded, posted, transmitted, distributed, sold, licensed, or exploited for any commercial purpose without our express prior written permission.
We reserve all rights not expressly granted to you.
If you submit feedback, suggestions, ideas, or other materials to us ("Feedback"), you agree that we may use and share such Feedback for any purpose without compensation to you. We do not assert ownership over your Feedback, but you grant us a non-exclusive, worldwide, royalty-free license to use, modify, and incorporate it into our Services.
If our Services allow you to post, submit, or share any content ("Contributions"), you retain ownership of your Contributions but are solely responsible for their content. You represent that your Contributions do not infringe on any third-party rights, violate any laws, or contain harmful, fraudulent, or objectionable material.
The Services may contain links to third-party websites, services, or content that are not owned or controlled by Dividend Data. We do not investigate, monitor, or verify third-party content for accuracy, completeness, or appropriateness.
We are not responsible for any third-party websites, products, or services accessed through the Services. Any transactions you conduct with third parties are solely between you and that third party. We strongly encourage you to review the terms and privacy policies of any third-party sites you visit.
Important: The following disclaimers apply to all content and data provided through our Services.
The Services are provided on an "as-is" and "as-available" basis. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including the implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We make no warranties about the accuracy or completeness of any content provided through the Services.
Dividend Data, its owners, and contributors are not registered investment advisors, broker-dealers, or financial advisors. The content provided through our Services — including stock data, analysis, AI-generated reports, and any educational content — is for informational purposes only and should not be considered personalized financial advice.
You should not rely solely on information provided by Dividend Data for investment decisions. Always conduct your own research and consider your financial situation, investment goals, and risk tolerance before making any investment.
Investing in stocks involves substantial risk, including the risk of total loss. Past performance is not indicative of future results. We do not guarantee any specific outcome or profit. It is possible that you may lose some or all of your investment.
We strongly encourage you to seek the advice of a qualified financial advisor before making investment decisions.
While we strive to provide accurate and timely financial data, we make no representations or warranties regarding the completeness, accuracy, reliability, or suitability of any data provided through the Services. Financial data is sourced from third-party providers and may contain errors, omissions, or delays. All data is provided "as is."
Dividend Data may receive compensation from affiliate links and advertisements on our website and in our communications. This compensation may influence the products we mention, but we strive to provide honest and objective analysis.
To the maximum extent permitted by law, Dividend Data, its directors, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages — including lost profits, lost revenue, loss of data, or other damages — arising from your use of the Services, even if we have been advised of the possibility of such damages.
Our total liability to you for any cause whatsoever, regardless of the form of action, will at all times be limited to the amount paid by you to us during the six (6) month period prior to the cause of action arising.
Some jurisdictions do not allow limitations on implied warranties or exclusion of certain damages. If these laws apply to you, some of the above limitations may not apply.
You agree to defend, indemnify, and hold harmless Dividend Data LLC, including our subsidiaries, affiliates, officers, agents, partners, and employees, from and against any loss, damage, liability, claim, or demand — including reasonable attorneys' fees — arising out of: (1) your use of the Services; (2) breach of these Terms; (3) breach of your representations and warranties; (4) your violation of the rights of a third party; or (5) any harmful act toward another user.
We reserve the right, at your expense, to assume exclusive defense and control of any matter for which you are required to indemnify us.
To expedite resolution and control costs, the parties agree to first attempt to negotiate any dispute informally for at least thirty (30) days before initiating arbitration. Informal negotiations begin upon written notice from one party to the other.
If informal negotiations fail, any dispute will be resolved by binding arbitration under the Commercial Arbitration Rules of the American Arbitration Association ("AAA"). By agreeing to arbitration, you waive the right to sue in court or have a jury trial.
Arbitration may be conducted in person, by phone, online, or through document submission. The arbitration will take place in Maryland, United States. The arbitrator must follow applicable law.
Any arbitration shall be limited to the dispute between the parties individually. No arbitration may be joined with another proceeding, conducted on a class-action basis, or brought in a representative capacity on behalf of the general public.
The following disputes are exempt from informal negotiation and arbitration requirements: (a) disputes concerning intellectual property rights; (b) disputes related to theft, piracy, or unauthorized use; and (c) claims for injunctive relief.
No dispute may be commenced more than one (1) year after the cause of action arose.
These Terms and your use of the Services are governed by and construed in accordance with the laws of the State of Maryland, United States, without regard to its conflict of law principles.
If a dispute proceeds in court rather than arbitration, it shall be commenced in the state and federal courts located in Maryland. The parties consent to the personal jurisdiction of such courts. The United Nations Convention on Contracts for the International Sale of Goods and UCITA are excluded.
We care about your data privacy and security. Please review our Privacy Policy, which is incorporated into these Terms by reference.
The Services are hosted in the United States. If you access the Services from another region, you consent to the transfer and processing of your data in the United States.
We reserve the right to change, modify, or discontinue any aspect of the Services at any time without notice. We are not liable for any modification, suspension, or discontinuance of the Services.
We cannot guarantee uninterrupted availability. The Services may experience downtime for maintenance, updates, or technical issues. Nothing in these Terms obligates us to maintain or support the Services or to provide corrections, updates, or releases.
There may be information on our Services that contains typographical errors, inaccuracies, or omissions. We reserve the right to correct errors and update information at any time without prior notice.
These Terms remain in effect while you use the Services. We reserve the right, in our sole discretion and without notice or liability, to deny access to the Services to any person for any reason, including breach of these Terms or applicable law.
If we terminate or suspend your account, you are prohibited from creating a new account under your name, a false name, or the name of any third party. We reserve the right to pursue appropriate legal action, including civil, criminal, and injunctive relief.
If you have questions about these Terms, please reach out:
Email: [email protected]
Website: dividenddata.com
Help Center: help.dividenddata.com